EPF’s investment income grew 11% to RM63.99 billion in 9M 2025, with total assets reaching RM1.37 trillion and strong international performance
KUALA LUMPUR: The Employees Provident Fund recorded RM63.99 billion in total investment income for the nine months ended September 30, 2025.
This represents an 11% increase from the RM57.57 billion registered during the same period in 2024.
Third quarter investment income reached RM25.07 billion, a 27% jump from RM19.67 billion in the corresponding quarter last year.
Equities remained the largest contributor, generating RM16.95 billion or 68% of total investment income in the third quarter.
Fixed income instruments contributed RM6.75 billion, representing 27% of the quarterly total.
Real estate and infrastructure generated RM1.14 billion, while money market instruments added RM0.23 billion.
Conventional Savings accounted for RM20.48 billion of the third quarter income, with Shariah Savings contributing RM4.59 billion.
Total investment assets grew 12% year-on-year to reach RM1.37 trillion as of September 30, 2025.
International investments constituted approximately 39% of total assets and generated RM13.33 billion during the quarter.
This represented 53% of the total investment income for the three-month period.
EPF chief executive officer Ahmad Zulqarnain Onn attributed the strong performance to strategic asset allocation and participation in post-Liberation Day equity market recovery.
“We are encouraged by the strength of the Malaysian economy, which supports 61% of EPF’s portfolio,” he said.
He noted the fund remains cautious heading into the fourth quarter despite encouraging nine-month performance.
“The rally in global equity markets has elevated valuations, while mixed signals from global economic indicators may temper the pace of interest rate reductions,” he added.
The EPF is actively managing risks by accelerating profit-taking at a pace that may be hard to match in the final quarter.
Membership grew by 427,329 new members during the nine-month period, bringing total membership to over 16.5 million.
New employer registrations increased by 62,401, boosting active employers to 628,321.
Total contributions rose 10.5% to RM27.84 billion in the third quarter compared to the same period last year.
Voluntary contributions surged 47.5% to RM15.30 billion during the first nine months of 2025. – Bernama
